摘 要
票据无因性是票据的灵魂，对票据的流通起着极其重要的作用。然而，我国《票据法》关于票据无因性原则的规定比较模糊，在票据法的适用中，因票据无因性立法的不确定性，造成了司法实践的混乱，在票据的流转、承兑、贴现等活动所引发的纠纷的案例中均有体现。因此，修改我国相关法律法规，完善我国票据法律体系是是十分必要的。除引言外，正文主要分为以下四部分：
第一部分对票据无因性基础理论进行概述，主要介绍了票据无因性的概念、票据无因性理论产生原因、票据无因性的主要学说以及票据无因性理论的内容。对票据无因性的基础理论做了一个基本的介绍。
第二部分是关于我国票据无因性的规定以及存在的缺陷，指出在票据无因性立法方面的不足，包括票据无因性原则不明确、票据无因性的例外情况过多、银行的业务成本增加导致票据的流通性受到影响等等，第三部分主要是对国外票据立法关于无因性方面的考察，对大陆法系以及英美法系国家分别选取了德国、法国、日本、英国、美国这几个国家关于票据方面的规定进行考察和研究，尤其是在票据无因性的规定方面，上述国家都确立了无因性原则。
第四部分是关于票据无因性原则的完善措施，针对当前不完善的地方，对此要明确票据无因性的思想，完善票据法体系；限定票据无因性的例外情况；完善银行的票据业务，赋予其适当的审查义务；完善票据背书及抗辩制度，克服票据无因性的不足。上述的措施有助于我们完善票据立法，促进票据的流通，从而更好的发挥票据在社会经济活动中的作用。
关键词：票据；无因性；基础关系；票据关系；立法完善
Abstract
Abstract principle of negotiable instrument is the soul of the free circulation ofbills, bills plays an important role, but also greatly promoted the development of socialeconomy. In order to guarantee the circulation of negotiable instruments, all countries inthe world have established the bills without due principles, and carry out to theirown bill system, practice has proved, the abstraction is the creation and establish.
China's “negotiable instruments law” on the provisions of the principle of thenegotiable instrument is fuzzy, in the application of the negotiable instrumentlaw of negotiable instrument legislation, because of the uncertainty, caused theconfusion of judicial practice, reflected in the circulation, triggered bybill acceptance, discount and other activities of the dispute case. Therefore, to amendthe relevant laws and regulations of our country, perfecting the legal systemof negotiable instruments in our country is very necessary. The main body is dividedinto four parts:
The first part of the negotiable instrument theory are summarized, mainlyintroduces the concept of negotiable instrument, the bill without reasons because theinstrument theory content.
The second part is about our country bill because no stipulation and the existenceof the defect, to building the country in China since bill legislation regulations wereintroduced, points out the deficiency in negotiable instrument legislation, includingbills without cause is not clear, the principle of negotiable instrument exceptions of toomuch, the bank's business increased costs lead to negotiable instrument is affected andso on.
The third part is mainly to the foreign legislative bills without due investigationabout sexual, the continental law system and Anglo American law count ries wereselected in several countries of Germany, France, Japan, the America provisionson notes of investigation and research, especially in the abstract principle of negotiableinstrument law provisions, these countries have established that principle, in whichGermany directly determine the bill absolutely no reason and the principle .
The fourth part is about the principle of negotiable instrument measures, in view ofthe current imperfect place, it must be clear of bills without due thought the perfectionof negotiable instrument law system; limited exceptions of negotiable inst, givenits proper review of obligations; improve the endorsement and defenselegislation, accelerate the bill circulation, so as to better play the notes in the social andeconomic activities in the role .
Keywords: bill; for no reason; bill relation; relation; legislative perfection
目 录
摘要
Abstract
第 1 章 引言
1.1 研究背景和意义
1.2 国内外文献综述
1.3 研究方法
第 2 章 票据无因性理论概述
2.1 票据无因性概念
2.2 票据无因性理论的产生原因
2.2.1 经济的发展需要确定票据无因性
2.2.2 物权与债权的无因性理论促进了票据无因性理论的发展
2.3 票据无因性理论的主要学说
2.3.1 绝对无因说
2.3.2 相对无因说
2.4 票据无因性理论的内容
2.4.1 票据行为及其无因性
2.4.2 票据关系与票据基础关系
第 3 章 我国票据立法关于无因性规定存在的问题
3.1 票据无因性原则不明确
3.2 实质审查导致银行的业务成本增加
3.3 票据无因性的例外情况过多
第 4 章 国外关于票据无因性的规定及比较分析
4.1 国外关于票据无因性的规定
4.1.1 国际上关于票据无因性的规定
4.1.2 大陆法系关于票据无因性的规定
4.1.3 英美法系关于票据无因性的规定
4.2 国外关于票据无因性的规定的比较分析
第 5 章 我国票据立法关于无因性规定的完善措施
5.1 强化票据无因性的思想，完善票据法体系
5.1.1 在票据法中确立票据无因性指导思想
5.1.2 修改票据法的相关内容
5.2 完善银行票据业务 赋予其适当审查义务
5.2.1 减轻银行的票据审查义务
5.2.2 确立无因性后银行应当制定的应对措施
5.3 明确规定票据无因性的例外情况以及增加空白背书票据的规定
5.3.1 明确规定票据无因性的例外情况
5.3.2 承认空白背书票据
结论与展望
参考文献
致谢
