中文提要
当前票据纠纷中涉及公示催告程序的案件，绝大部分系伪报票据丧失的事实申请公示催告，伪报人利用这一制度进行违法救济，损害了正当持票人的合法权益，从而与该制度的设立初衷相背离。在票据法范畴内解决伪报票据丧失问题实则是解决失票人利益与持票人利益冲突的问题，对于解决二者之间的冲突应当坚持票据的无因性，体现票据的动态安全保护原则，从而促进票据流通和维护交易安全。要解决伪报票据丧失现象，当前的制度和现实困境也正是由于拘泥于票据的基础关系，未能明确空白背书交付以及民间贴现票据行为的效力造成对正当持票人的利益保护不够，而且防止伪报票据丧失行为的制度不健全且未得到有效实施导致伪报人的违法成本过低。
关键词：伪报票据丧失 公示催告 利益 无因性
Abstract
Currently, bills disputes cases involving procedure for publicizing notice forassertion of claims, which most notes the facts that bills lose falsely, false claimants usethe system to carry out illegal relief, which harm the legitimate interests of holder, and itcontrary to the original intention of the system. Law of Bills and Notes resolved withinthe context of the loss of falsely claiming, is actually to solve the problem about the lostbill holder interests and conflicts of interest, to resolve the conflict between the twosubjects should adhere to the abstract act, dynamic security protection principlesembodied notes, thereby promoting circulation and maintaining transaction security. Toresolve the loss of falsely bills claiming, and the reality of the plight of the currentsystem is also due to the restricting the basic legal relationship, failed to deliver a clearendorsement in blank and discounted bills caused by the behavior of the effectiveness ofcivil protection of the legitimate interests of the holder is not enough, and prevent lossof falsely claiming system is not perfect and did not act effectively implemented, whichlead to false claimants receive legal sanction in the case of low cost.
Key words:the false claiming of loss of bills;the public notice;interests;abstractact
目 录
导 言
第一章 伪报票据丧失现象的实证分析
第二章 伪报票据丧失现象的利益驱动
一、伪报票据丧失中各利益相关主体的利益分析
（一）伪报人利益分析
（二）违约人利益分析
（三）实际持票人利益分析
二、伪报票据丧失中各利益相关主体的利益冲突关系分析
（一）伪报人与违约人之间的利益冲突
（二）伪报人与票据实际持有人的利益冲突
（三）违约人与票据持有人之间的利益冲突
三、失票人权益与持票人权益冲突的解决之道
（一）强化票据的流通是协调主体之间利益冲突的价值尺度
（二）强化票据的流通指向动态安全保护原则
（三）动态安全保护原则基于票据行为的无因性
第三章 伪报票据丧失问题的制度导因
一、《票据法》过分拘泥于票据的基础关系
二、《票据法》未明确规定票据空白背书及其交付的效力
（一）空白背书票据的交付效力
（二）民间贴现票据的效力
三、公示催告制度不完善助长伪报票据丧失现象
第四章 解决伪报票据丧失现象的因应之道
一、重新规整公示催告制度
二、加强对除权判决后持票人权益的救济
结 语
参考文献
致谢
